https://www.theretirementchallenge.com/blogv1 daily 0.75 2025-08-20 https://www.theretirementchallenge.com/blogv1/once-upon-a-time- monthly 0.5 2025-07-02 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/2fdbf0a7-242a-472d-8319-6976c86b8546/Hansel.jpg Blog v.1 - Once Upon a Time . . . - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.theretirementchallenge.com/blogv1/key-retirement-concepts monthly 0.5 2025-08-20 https://www.theretirementchallenge.com/blogv1/the-most-important-factor-in-retirement-successnbsp-how-much-you-savenbsp monthly 0.5 2025-02-12 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/a9d86d1e-7496-43b4-82cd-b37997de1c6e/retirement+3+piggy+banks.jpg Blog v.1 - The Most Important Factor in Retirement Success:  How Much You Save  - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.theretirementchallenge.com/blogv1/fun-stuff-we-think-about-to-avoid-the-painful-stuff-we-dont-want-to-think-about monthly 0.5 2025-02-11 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/bb9f8d44-ff9e-4081-88ed-ab5b0be20f10/LT+equity+growth+chart+rainbow.jpg Blog v.1 - Fun Stuff We Think About to Avoid the Painful Stuff We Don’t Want to Think About - Make it stand out Long-term investing could offer way better odds than Las Vegas or the lottery. Sorry it’s so boring. But you know what? A little dopamine hit every time you see your balance go up can be fun. https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/21342d24-7e5a-40fd-a4a3-f4bc9403f7e5/Inheritance+chart.png Blog v.1 - Fun Stuff We Think About to Avoid the Painful Stuff We Don’t Want to Think About - Make it stand out Only one out of a hundred inheritances comes close to being “big.” The average inheritance in the U.S. is nowhere near the $1.5 million generally needed at retirement for the typical household to cover a thirty-year retirement. ** https://www.theretirementchallenge.com/blogv1/what-if-you-were-to-save-the-equivalent-of-one-year-of-income monthly 0.5 2025-02-11 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/94638183-ebc2-4088-93f3-ca25ab8b7589/Saved+for+Retirement+.+.+.+.png Blog v.1 - What if You Were to Save the Equivalent of One Year of Income? - Here is what it looks like for that 40 year old, wanting to retire in 2048, and having made some progress on a retirement savings account, say a 401k or an IRA. In this illustration, their retirement account balance is large enough to cover three years of retirement spending. https://www.theretirementchallenge.com/blogv1/now-for-the-great-part monthly 0.5 2025-02-12 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/e40a3f4d-3a18-4968-8948-dbdc49921f06/growth+arrow.png Blog v.1 - Now for the GREAT PART - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.theretirementchallenge.com/blogv1/the-zen-of-saving-and-spending monthly 0.5 2025-07-02 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/5c89dad2-b2fd-48d2-a7de-08fc2ec338f3/canva+image+values+triangle+2.jpg Blog v.1 - The Zen of Saving and Spending - Make it stand out Once we can say that we have maximized the joy we get from each spending item, and each activity we spend our time on, then we can consider our life in balance. https://www.theretirementchallenge.com/blogv1/why-it-makes-sense-to-automate-your-savingsnbsp monthly 0.5 2025-02-11 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/989f84f3-7a6f-4a54-90d2-d45e3bdb60d0/IRA+grid.png Blog v.1 - Why It Makes Sense to Automate Your Savings  - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.theretirementchallenge.com/blogv1/the-three-key-factors-in-investing-for-retirementnbsp-part-3-finding-the-right-mix monthly 0.5 2025-01-23 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/a82ce562-8e3d-486a-b457-a9a98f5b080f/Periodic+table+of+asset+classes.png Blog v.1 - The Three Key Factors in Investing for Retirement  (Part 3) — Finding the Right Mix - Make it stand out This is a ranking of mutual fund categories. Each category is given a different color. Each column is a different calendar year. All you have to do is notice how the colors jump up and down each year. Notice how many times an asset class finishes at the top of the list, and then the next year falls toward the bottom of the list. The dark blue category (small cap stocks) is a good example. https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/fb588943-c0e9-43d6-adf5-3ae6670297c9/Asset+alloc+table+Level+2.png Blog v.1 - The Three Key Factors in Investing for Retirement  (Part 3) — Finding the Right Mix - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.theretirementchallenge.com/blogv1/the-three-key-factors-in-investing-for-retirementnbsp-part-2-fund-quality monthly 0.5 2025-01-23 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/14034bdd-b0bb-45fb-a66b-a0fe77fe4cb5/Quality+funds+_+Five+Star+v+One+Star+Premium.png Blog v.1 - The Three Key Factors in Investing for Retirement  (Part 2) — Fund Quality - Make it stand out Focus on the 3-year and 5-year and 10-year columns. This chart shows that five-star funds (light blue) consistently perform better than average each year. One-star funds (darkest blue) consistently perform worse than average each year. https://www.theretirementchallenge.com/blogv1/the-three-key-factors-in-investing-for-retirement-part-1-fund-feesnbsp monthly 0.5 2025-01-23 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/b5bf25a7-65e6-4485-b2fd-1e364abc1125/Fund+Fees+Low+to+High.png Blog v.1 - The Three Key Factors in Investing for Retirement (Part 1) — Fund Fees  - Make it stand out Fund fees have been steadily falling for years. At the same time, the gap between the most expensive funds and the least expensive funds is still significant. https://www.theretirementchallenge.com/blogv1/the-state-of-retirement-in-the-us monthly 0.5 2025-02-12 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/eb2841ed-d05d-4359-bd14-a5601db30eaa/retirement+arrow+sign.jpg Blog v.1 - The State of Retirement in the U.S. - Make it stand out https://www.theretirementchallenge.com/blogv1/my-money-story monthly 0.5 2025-02-18 https://images.squarespace-cdn.com/content/v1/65eb9497512a504df4681aa2/f1dd7a3c-f0ad-4b47-af9a-055a28733089/forest+path.jpg Blog v.1 - My Money Story - Make it stand out Each of us is on our own financial journey. 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